Invoice Factoring for Manufacturers.
Capital solutions for manufacturers managing complex supply chains, production cycles, and extended net terms from commercial customers.
Key Challenges
Supply Chain Pre-Payment
Raw material suppliers often require payment upfront or on short terms, while your customers pay on net 30–90 — creating a capital gap you must fund.
Production Cycle Gaps
Time from material purchase through production to customer payment can stretch 120+ days, locking capital in inventory and WIP.
Inventory Carrying Costs
Maintaining adequate inventory levels to meet demand requires ongoing working capital investment that strains credit lines.
Growth Capital Constraints
Scaling production volume requires proportional increases in working capital — often faster than banks will increase credit facilities.
Heritage Factoring Solutions
Factor completed invoices to fund supplier payments and eliminate the AR-to-AP cycle gap.
Maintain production schedules by releasing cash from delivered orders rather than waiting for customer payment.
Single facility covering all customer invoices — no need to pick and choose which receivables to factor.
Your funding availability grows with order volume and production capacity — no annual re-underwriting cycles.
Industry-specific rates based on customer creditworthiness and invoice volume.
Ready to Strengthen Your Cash Flow?
Our free Capital Architecture Assessment analyzes your current position and tells you exactly how factoring can support your manufacturing business.