Invoice Factoring for Trucking & Logistics Companies.
Working capital solutions for freight carriers, trucking companies, and logistics operators managing fuel costs, driver payroll, and broker payment delays.
Key Challenges
Immediate Operating Expenses
Fuel, maintenance, insurance, and permits require immediate payment while freight broker payments arrive 30–60 days later.
Driver Payroll Pressure
Retaining quality drivers requires consistent, on-time payroll cycles even when customer payments are delayed.
Fleet Expansion Constraints
Growth opportunities require capital for equipment, fuel, and labor costs before the first payment arrives from new contracts.
Broker Payment Variability
Payment timing depends on broker cash flow and administrative processing, not actual work completion.
Heritage Factoring Solutions
Submit BOLs and invoices; receive 85–90% advance within 24–48 hours of delivery.
Structured advances timed to match fuel purchasing and payroll cycles.
Factor invoices from all brokers and direct shippers under a single facility.
Automatic facility growth as contract volume scales — no annual re-underwriting.
Industry-specific rates based on customer creditworthiness and invoice volume.
Ready to Strengthen Your Cash Flow?
Our free Capital Architecture Assessment analyzes your current position and tells you exactly how factoring can support your logistics & freight business.