Website Disclaimer
Last Updated: January 2026
The information provided on this website by Heritage Factoring ("Heritage," "we," "our," or "us") is for general informational purposes only.
By accessing this website, you acknowledge and agree to the terms set forth below.
1. No Offer or Commitment to Fund
Nothing on this website constitutes:
- A commitment to lend
- A commitment to purchase receivables
- A binding offer
- A guarantee of approval
- A promise of specific rates or terms
All financing transactions are subject to underwriting review, due diligence, and execution of definitive written agreements.
No financing relationship exists unless and until formal written agreements are executed by all parties.
2. Commercial Use Only
Heritage Factoring provides commercial financing solutions for businesses only.
We do not provide consumer loans, personal loans, or residential mortgage products.
This website is not intended for personal, family, or household purposes.
3. No Financial or Legal Advice
The content on this website does not constitute legal, accounting, tax, or financial advice.
You should consult your own professional advisors regarding your specific business and financial circumstances.
4. Forward-Looking Statements
Any descriptions of funding capacity, growth potential, or capital availability are illustrative in nature and are subject to change based on underwriting standards, market conditions, and capital partner requirements.
5. Third-Party Relationships
Heritage may work with institutional funding partners and third-party service providers in connection with underwriting, servicing, and capital deployment.
Nothing on this website creates a partnership, joint venture, or agency relationship unless expressly set forth in a written agreement.
6. Limitation of Liability
To the fullest extent permitted by law, Heritage Factoring disclaims liability for any damages arising from reliance on information contained on this website.
Use of this website is at your own risk.
7. Regulatory Compliance
Heritage Factoring operates as a commercial finance company and does not represent itself as a bank, depository institution, or federally insured lender.
Funding products may be structured as receivables purchase transactions and not loans, depending on the terms of executed agreements.
8. Governing Law
This Disclaimer shall be governed by the laws of the State of Texas. Any dispute relating to this website shall be subject to the mediation and arbitration provisions set forth in the applicable Terms of Use, with venue seated in Galveston County, Texas.