Capital Architecture Assessment.
Evaluate whether your capital structure can support your next phase of growth. Receive a branded PDF report with your score, risk tier, and scenario analysis.
Start AssessmentThis is a structural diagnostic — not a loan application.
What You'll Discover
A comprehensive analysis of your capital architecture and growth readiness
Growth Capacity
Understand whether your current capital structure can support 25%, 40%, or aggressive growth scenarios.
Structural Risk
Identify concentration risk, aging issues, and structural bottlenecks before they become crises.
Speed & Friction
Evaluate whether your capital moves at the speed of your business or slows you down.
How It Works
Enter Business Information
Basic details about your company and contact information
Complete 5-Section Diagnostic
Answer questions about growth, receivables, volatility, capital structure, and stress scenarios
Receive Your Score
Get a 0-25 score with risk tier classification and heat map
Download Professional Report
Branded PDF with scenarios, insights, and recommended adjustments
Book Review Call (Optional)
15-minute Capital Architecture Review with a Heritage principal